Calculate the cost of buying a home in Catalonia
See taxes and official fees for a resale or new-build purchase, including the progressive ITP brackets in force since June 2025.
Common questions
Is ITP in Catalonia still a flat 10 percent?
No. Since 27 June 2025 Catalonia applies progressive brackets of 10, 11, 12 and 13 percent. Only the slice inside each band is taxed at that rate.
When do I pay VAT instead of ITP?
New-build homes usually pay 10 percent VAT plus AJD. Resale homes pay ITP and no VAT on the purchase price.
Are notary and registry figures exact invoices?
No. They follow the official 1989 tariffs plus VAT and the 5 percent rebate, without copies or extra folios, so the real invoice is usually higher.
What is the cadastral reference value?
It is the Cadastre minimum tax base. If it exceeds the agreed price, ITP is calculated on the reference value, not on the contract price.
Which reduced ITP rates are modelled?
This version models the general scale, the 5 percent young habitual-home rate with the ATC income cap of 36,000 euros, and the 7 percent VPO rate. The 20 percent large-holder rate and other collectives are not calculated.
Can Lasose help me buy in Barcelona?
Yes. The agency can search homes within this budget and explain the documents, taxes and timeline for an international buyer.
These figures are indicative only and are not tax, legal or financial advice. Always confirm the current ordinance, decree or official tariff before making a decision. Source: Decret llei 5/2025, RD 1426/1989, RD 1427/1989. Updated: 2026.